Finance vs. Lease: What's Right for You?

When shopping for your new luxury Genesis from our expansive selection, you have multiple purchasing options. The biggest decision may be whether you want to finance or lease your Genesis, and there are several benefits to both options. So we're listing some of the primary differences to consider when you're ready to lease or finance your next new G70, G80, G90 or the brand new - and coming soon - GV80 luxury crossover.

Benefits of Leasing a Genesis

One of the biggest advantages to leasing a vehicle is lower monthly payments. When you lease a vehicle, you are only paying for the depreciation that occurs over the duration of your lease.

Leasing also allows you to more easily keep up with the latest technology. By the time your lease has ended, there's a good chance there will be a host of new safety and technology features as well as accessory options available. Since most leases run anywhere from 12 to 36 months, the most advanced features available will always be at your fingertips.

New Genesis vehicles come standard with a best-in-class 5 year, 60,000-mile warranty so you'll have the peace of mind that your vehicle will be covered under the manufacturer's warranty for the entirety of your lease.

A small down payment is generally an option when leasing a vehicle, and occasionally lease specials are available that require no money down. Lease specials change monthly so be sure to contact our Sales team to inquire about our current leasing incentives!

Benefits of Financing a Genesis

The most obvious benefit of financing a Genesis luxury sedan or SUV is that you own the vehicle. You're welcome to do whatever you want to it from installing non-factory lighting and accessories to mechanical modifications like lower-profile tires and high-performance air intakes. When you finance a new vehicle you build equity with each month's car payment which means you can use your car as a trade-in and possibly cover the entire down payment on your next new Genesis!

Another benefit is unlimited mileage. When you lease a vehicle, you have to monitor the vehicle's mileage and not exceed the limit agreed upon in the lease terms. When you finance your purchase, you can drive as much as you want. 

If you commute many miles every day for work or if you enjoy long road trips, financing might make more sense for your lifestyle. One of the biggest checks in the finance plus column is that when you finance a vehicle, once you pay off your auto loan there are no more payments!

Regardless of whether you lease or finance your next new Genesis sedan or SUV, you'll be able to take advantage of complimentary scheduled maintenance for 36 months or 36,000 miles (whichever comes first), which includes oil and filter changes every 7,500 miles. To add even more value, Genesis Service Valet and complimentary loaner vehicles are available when you choose to service your vehicle with Genesis of Fresno. 

So, which option is best for your lifestyle? If you're not sure, just come see us at Genesis of Fresno. Our knowledgeable Sales team and expert Finance associates will be happy to review all of your options and help you decide whether a Genesis lease or a finance purchase is right for you!

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Genesis of Fresno

5590 N Blackstone Avenue
Directions Fresno, CA 93710

  • Sales: (559) 440-6806
  • Service: (559) 549-5723
  • Parts: (559) 369-2426

Sales Hours

  • Monday 8:00 AM - 8:00 PM
  • Tuesday 8:00 AM - 8:00 PM
  • Wednesday 8:00 AM - 8:00 PM
  • Thursday 8:00 AM - 8:00 PM
  • Friday 8:00 AM - 8:00 PM
  • Saturday 8:00 AM - 8:00 PM
  • Sunday 10:00 AM - 7:00 PM